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The new mortgage rules, what does it mean for you?

New Mortgage Rules

Are you planning to buy a new home this year? The new rules in place since January  1st, 2018, means that even if you have a down payment of more than 20%, you will need to pass a stress test. You might need to adjust your budget to buy a less expensive home or you might wait a little longer so that you can have a larger down payment. 

For more information about the rules, read the following, sourced by TD Canada Trust. ges/new-mortgage-rules.jsp


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Cost per case has also been increased due to this mortgage rule which would shoot up property prices. Read about comments about this increase and new changes occurred in mortgage system, definitely, it has some pros and cons but ultimately factor would be negative.

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