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The new mortgage rules, what does it mean for you?

New Mortgage Rules

Are you planning to buy a new home this year? The new rules in place since January  1st, 2018, means that even if you have a down payment of more than 20%, you will need to pass a stress test. You might need to adjust your budget to buy a less expensive home or you might wait a little longer so that you can have a larger down payment. 

For more information about the rules, read the following, sourced by TD Canada Trust.

https://www.tdcanadatrust.com/products-services/banking/mortga ges/new-mortgage-rules.jsp

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